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Ricardo Guimaraes: Leading the Banco BMG

January 8, 2018 - Author: steph

Ricardo Guimaraes is the current president of Banco BMG, which is known as one of the largest financial institutions in Brazil today. With the direction of Ricardo Guimaraes, Banco BMG is entering joint ventures with other financial institutions, and one of them is Itau Unibanco. Ricardo Guimaraes requested the Itau Unibanco to lead the operations in the company’s payroll loan sector, and he hired several professionals that will be leading the newly formed segment of the firm. He decided that the company should be hiring professional executives, which is vital to the company’s growth. His family will also become a part of the council of shareholders inside Banco BMG, and Ricardo Guimaraes decided that market professionals should be invited inside the shareholder’s assembly to improve the company’s value. He made spaces for them to enter, and promised that the newly restructured company would be doing its best to serve their customers and clients.

For over 80 years of operation, Banco BMG is known all throughout the country as a reliable financial institution, which is why people from all of Brazil are opening up accounts with them because they know that the company could not be in trouble because of their high valued assets and revenues. Ricardo Guimaraes stated that he would have to go down as the company’s president after the restructuring process because he would have to oversee the financial institution’s overall operations from afar, and he also revealed that he now wanted to manage the company indirectly.

The business model that Banco BMG follows is considered as one of the best structures available for a payroll lending business. According to Ricardo Guimaraes, they managed to get more customers and clients because of how they presented their products and services, and combined with word of mouth advertising and proving their performance through advertisements and testimonials, the financial institution became larger and stronger. Banco BMG has acquired several competitors in the past to secure its position as one of the leading financial institutions in the country. They have purchased GE Money and Schahin Bank in 2010 for hundreds of millions of dollars, and these business decisions have been proven to be beneficial for the company. Banco BMG, with the support of Ricardo Guimaraes, continues he reliable service that is being enjoyed by their clients for so many years. The newly formed partnership with Itau Unibanco would only help them reach unreachable areas in Brazil.

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Ricardo Tosto: Law Schools in Brazil

October 19, 2017 - Author: steph

Brazil is one of the nations with the largest number of lawyers in the world. This situation can be attributed to the high number of law schools in the country. It is estimated that there are over a million lawyers currently in Brazil. It ranks in the top list of countries with the highest number of lawyers, alongside the United States and India. According to statistics, there are more law schools in Brazil than there are in all the countries in the world combined. There are over a thousand law schools in the country as of 2010.

Although there is a huge number of lawyers in Brazil, not all of them are allowed to practice law. Only a small percentage of them have complied with the regulations that guide registration of lawyers in the country. The regulator in the country has approved about eight hundred thousand lawyers. This means that most law students have not yet been approved to practice.

The process of qualifying as a lawyer in Brazil is usually very rigorous. According to regulations set by the Brazilian Bar Association, one must undergo five years undergraduate in an institution recognized by the institution and graduate with a law degree. After graduating with a law degree, the next phase involves joining a law school. At the end of studies at a law school, one is required to sit for the bar exam. It is mandatory to pass this bar exam for one to be recognized by the Bar Association. Only those who pass given the certificate to represent clients in court. After law schools, though not mandatory, law students are expected to join various law firms as interns.

About Ricardo Tosto

Ricardo Tosto is an approved lawyer in Brazil. He has been certified by the Bar Association to practice law in any field of law although he specializes in business litigation. Ricardo Tosto went to Mackenzie University from where he graduated with a degree in law.

Ricardo Tosto also had some educational background in business finance.
Most of Ricardo Tosto’s clients come from the banking sector. His knowledge of finances matters combined with business law makes him the bests fit for these kinds of clients.

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